Sure, you could do it yourself. In about 35 years.

A lot of people question the need for a financial advisor. It’s a valid question—after all, in the age of the Internet, why not just research the investments yourself and pick the best ones? As anyone who tried the do-it-yourself route of the early 2000’s, will tell you, it’s easier said than done. Credentials and experience are part of what help differentiate us from those who simply label themselves as financial advisors.

Michael G. Ceaser,    Jr., CIMA^®, CFP^® - With over 30 years of experience, Michael, who oversees all of the accounts here, has seen enough variation in market conditions to know what works and what doesn’t. He became a Certified Financial Planner (CFP®) in 1981 at a time when there were only about 2,300 in the entire country. Today, there are over 100,000 worldwide. In addition, he is a Certified Investment Management Analyst^SM or CIMA^®    a designation given by the University of Pennsylvania’s Wharton School of Business and the Investment Management Consultants Association. Of the over 650 Financial Planning Association members in Michigan, less than 1% have both designations.

Michael T. Ceaser, Registered Principal - A relative newcomer to the industry, Michael has already completed all of the necessary registration requirements for any securities transactions we may deal with, and also is qualified to supervise other representatives. Michael is currently studying for his CFP® exam.